Commercial GL construction insurance

Creative General Liability solutions for Owners and General Contractors

Our team has decades of experience in the commercial construction liability marketplace.

This experience proves that a one-size fits all approach does not work for sophisticated commercial project owners or general contractors.

We take the time to develop a greater understanding of the insured and their business – and are available throughout the policy to assist our insureds. We design solutions that work for the insured and the insurance carrier.  

Our General Liability for Commercial Projects is available exclusively through our Wholesale Unit.

The cove product
  • 4 year policy term available
  • Primary Limits up to $5m/$5m/$5m
  • Per project limits and annual reinstating general aggregate limits if required.
  • Occurrence Coverage based on ISO policy form
  • Written as a traditional practice policy, Rolling OCIP /CCIP or project specific policy
  • Inadvertent Condo Conversion coverage available – for GC’s that build only apartments for developer clients but fear a subsequent owner will convert to condos
  • Projects can be added on a “pay as you go” basis
  • Deductible and SIR option available
  • Defence costs outside limits
  • Available in all States except New York
  • For sale residential construction can be written on a separate form
  • Limited condo conversion coverage available.
The Cove commercial client
  • Believes that protecting one’s reputation is key to survival
  • General Contractors
  • Commercial Owners
  • Apartments
  • Industrial/Mfg.
  • Office/Retail Structures
  • Infrastructure/Street and Roads
  • Transportation
  • Light commercial
  • Healthcare facilities
  • Government offices and facilities
  • Educational structures/schools/religious
  • Sport / Leisure – (golf driving ranges/hotels etc)

Please click here for “Ten Reasons To Choose Cove – Commercial

Contact our Wholesale Unit

Contact our US Team for other Commercial Products