• Reaching New Heights

    Progressive programs created by a team of leading experts

  • Fluent in Construction

    Understanding the industry’s unique business risk

  • Building Trust

    In Personal Relationships

  • Running Smoothly

    Helping your Business Run Smoothly

Who we are

We are a dynamic, independently owned, Managing General Agency based in the US and UK.

We are proud to bring high quality specialist insurance products to the marketplace. We are small enough to provide personal attention to our clients and large enough to carry weight with our capital providers.

The key to success for any underwriting agency is knowledge and experience. We have deployed a leading team of insurance practitioners whose expertise is highly regarded by insureds, brokers and capital providers alike in a variety of classes. This has allowed us to rapidly expand our business and become a class leader in our specialist sectors.

Cove was formed in 2011 and is a US / UK based MGA with offices in California and London. Cove Program Underwriting Limited are an approved Lloyd’s Coverholder with underwriting authority on all our programs and backed by Best’s AXV rated insurers, some of whom have supported our team members for over 20 years.

In addition to our underwriting services, we also offer industry-leading claims analysis, loss control and risk engineering services.